Your Auto Insurance Should Cover More Than Just Your Car
You are driving with your entire financial world in the trunk of your car. You should protect it.
In Florida, your auto insurance policy can provide protection in the following ways
Coverages for your car
Collision Coverage
Protects the value of your vehicle if it is involved in a collision with another vehicle
Comprehensive (or ‘other than collision’ coverage)
Protects the value of your vehicle in other situations where something damages the car
Coverages for you
Personal Injury Protection (PIP)
Florida’s No-Fault insurance provides coverage for your injuries
Medical Payments
Provides coverage for medical bills resulting from a claim
Uninsured (or Underinsured) Motorist Coverage
Provides coverage if you are involved in an accident, and the at-fault driver does not have any, or enough insurance coverage for your out-of-pocket expenses
Coverages for Others
Bodily Injury Liability
Provides coverage for the injuries to others if you are at fault in an accident
Property Damage Liability
Provides coverage for the damage to the property of others if you are at fault in an accident