Your Auto Insurance Should Cover More Than Just Your Car

You are driving with your entire financial world in the trunk of your car. You should protect it.

In Florida, your auto insurance policy can provide protection in the following ways

  • Coverages for your car

    • Collision Coverage

      • Protects the value of your vehicle if it is involved in a collision with another vehicle

    • Comprehensive (or ‘other than collision’ coverage)

      • Protects the value of your vehicle in other situations where something damages the car

  • Coverages for you

    • Personal Injury Protection (PIP)

      • Florida’s No-Fault insurance provides coverage for your injuries

    • Medical Payments

      • Provides coverage for medical bills resulting from a claim

    • Uninsured (or Underinsured) Motorist Coverage

      • Provides coverage if you are involved in an accident, and the at-fault driver does not have any, or enough insurance coverage for your out-of-pocket expenses

  • Coverages for Others

    • Bodily Injury Liability

      • Provides coverage for the injuries to others if you are at fault in an accident

    • Property Damage Liability

      • Provides coverage for the damage to the property of others if you are at fault in an accident